For many of us, dealing with financial matters is emotionally stressful. Bills in our mail, notices in our email inboxes, voicemail messages – all of these have the potential to add up to one major headache. Equally difficult is the…
Are you feeling the pain yet? Many of the “authorities” deny that we are in a recession. Yet. However, we all know that things are getting a little tighter. We are working a little harder. Our pockets are a little…
You might think that you’re alone in your particular financial predicament, but you’re not. Perhaps you have only a few thousand dollars in savings, or maybe you’ve got a giant goose egg to fall back on, but wherever you are…
Part One and Part Two explain the beginnings of currency and loans as we know it. But that truly is just the beginning. When last we left our bankers, they were just starting to loan out their depositors’ gold without…
In the first part of this series, I introduced the beginnings of our economic system as we know it. Once upon a time, money held value in its own right, and banks simply kept it safe. Then something changed. People…
What makes me a bad American? I don’t have debt. I don’t have an auto loan, mortgage, or credit card to feed money into the economy. I am actually making it harder for you and everyone else to pay off…
If you’re not disciplined enough to create a workable budget and stick to it, can’t work out a repayment plan with your creditors, or can’t keep track of mounting bills, consider contacting a credit counseling organization. Many credit counseling organizations…
Chris Hogan, a debt coach, and author on retirement, was fired from Dave Ramsey Show in 2021. We can’t be sure what happened behind the scenes. A breaking of the biblically based rules at the Ramsey headquarters in Tennessee, it…
Americans top financial resolution for 2024 is to pay down debt, according to a survey from Bankrate. There is good reason for this as credit card debt balances hit a record $1.08 trillion dollars. This is more than the entire…
1. The less credit I have, the better my score will be. Um – no. Actually, if you don’t have anything to record, then your credit score can only be worse, not better. The age of your accounts is an…