Millions of student loan borrowers are about to confront soaring income-driven repayment (IDR) payments far higher than most realize, and it’s going to start happening in waves in 2025. This “IDR recertification time bomb” could have major implications for the…
At least eight million borrowers have been forced into an administrative forbearance due to ongoing legal battles over the Saving on a Valuable Education (SAVE) plan. SAVE is a new income-driven repayment (IDR) plan that the Biden administration finalized and…
Guardian and Ameritas are two of the “Big 5” companies that offer disability insurance. High-income professionals like doctors, dentists and veterinarians might be familiar with true own-occupation coverage being essential. But when it comes to the nitty gritty details, only…
Someone offers you a service—bringing you food, giving you a sweet haircut, or carrying your luggage—and the time comes when you’re just staring at each other. Your brain is frantically trying to remember. . . Do I tip? How much?…
Want to save serious money on your cell phone plan? Of course you do. Nobody in their right mind is wishing it could be more expensive. The fact is, Americans spend an average of $127.37 every month on their phone…
Choosing a career—and knowing for sure that it’s the right one for you—might seem like a huge, scary task. This is your life’s work we’re talking about, right? How do you even begin to choose something that you’ll be committing…
Millions of borrowers are in forbearance as legal challenges over a signature Biden administration initiative continue. Following a recent court ruling, the forbearance looks likely to continue for the foreseeable future, while even more uncertainty looms for borrowers. The SAVE…
I’ll always be a big believer in the extra level of communication and relationship-building that comes from having an in-person job, but it’s not for everyone. The pandemic opened up a whole new world of possibilities for work-from-home jobs, and…
Hey everyone. I’m back in Portland, but all is not well. I’m calling in sick this week. It’ll be a short post today. A week ago, I thought life was good and nothing could go wrong. Oh boy, I found…
The Biden administration is moving forward with a brand new student loan forgiveness plan. If implemented, millions of borrowers could receive partial or complete debt relief. Biden’s latest plan is the culmination of a year-long effort to establish a “Plan…