Student Loans
Knowing where to turn for help when you have questions about your student loan repayment plans is crucial, whether you’re looking to lower your monthly payments, explore your loan forgiveness options, or simply figure out who manages your loan. But with multiple loan servicers, repayment plans, and assistance programs available,...
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Published on: 2025-03-15
Source:
Student Loan Professor
Many first-time borrowers often ask, “Who is my student loan servicer?” This is because your loan servicer is not the same as your lender. The US Department of Education assigns servicers for federal loans, while private lenders may use different companies to manage their loans. Knowing your loan servicer is...
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Published on: 2025-03-15
Source:
Student Loan Professor
The Biden/Harris Administration’s student loan on-ramp period functioned like a double-edged sword. On the one hand, it offered a year’s worth of breathing room to millions of borrowers who weren’t ready to resume repaying their student loans. On the other hand, its conclusion meant a higher monthly bill for anyone...
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Published on: 2025-03-15
Source:
Student Loan Professor
The beginning of 2025 has done little to ease student loan borrowers’ fears surrounding the uncertainty of loan forgiveness — and frankly anything student loan related at this point. Where the Biden administration sought to make student loan forgiveness programs more accessible, the Trump administration aims to do the opposite....
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Published on: 2025-03-14
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Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-14
Source:
Student Loan Planner
Being frugal isn’t just about making a money-saving a decision here and there. It can becomes a way of life! While we were working hard to pay off six figures of student loan debt, living frugal was a necessity in order to reach our goals. Now, a dozen years later,...
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Published on: 2025-03-14
Source:
Six Figures Under
The post Trump’s Executive Order Limiting PSLF: What Borrowers Need to Know appeared first on Student Loan Professor. ...
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Published on: 2025-03-13
Source:
Student Loan Professor
House GOP members have floated the idea that they could raise billions of dollars in revenue by changing the tax status of non-profit hospitals to for-profits. But for millions of healthcare workers with student loans, the real cost could be far greater — losing access to Public Service Loan Forgiveness...
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Published on: 2025-03-13
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Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-13
Source:
Student Loan Planner
Last week, President Donald Trump signed an executive order limiting eligibility for the Public Service Loan Forgiveness (PSLF) program. The program offers student loan forgiveness in as little as 10 years for borrowers who work full-time for qualifying nonprofit or government employers and comply with other program rules. Trump’s PSLF...
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Published on: 2025-03-12
Source:
Student Loan Planner
Long-term disability insurance is a financial safety net that replaces your income if you’re unable to work — sometimes paying out every month until you turn 70. Typical premiums cost between 1% and 4% of your annual salary. As a high income professional, that adds up fast, and disability insurance...
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Published on: 2025-03-12
Source:
Student Loan Planner
The post Choosing the Best IDR Plan…From What’s Left appeared first on Student Loan Professor. ...
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Published on: 2025-03-12
Source:
Student Loan Professor
The post Student Loan News for March 2025 appeared first on Student Loan Professor. ...
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Published on: 2025-03-11
Source:
Student Loan Professor
Every month we share our family’s real budget with you in an effort to break the taboo about budgeting and help you manage your own budget. Unfortunately, personal finance isn’t offered in most high schools and most people don’t ever have experience with a real budget until it’s their own....
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Published on: 2025-03-10
Source:
Six Figures Under
Key Takeaways: Physician assistant mortgage loans offer low down payment options, competitive interest rates, and no private mortgage insurance requirement. Relaxed underwriting guidelines make it easier for qualifying borrowers to get a physician assistant mortgage than a conventional loan. Physician assistants don’t automatically qualify for all physician mortgage programs. There...
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Published on: 2025-03-06
Source:
Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-05
Source:
Student Loan Planner
Key Takeaways Managing student loan repayment is a crucial financial responsibility for many borrowers. With interest rates fluctuating and policy changes affecting repayment options, it is crucial to stay informed and explore strategies that work best for your financial situation. This guide provides insights into federal repayment plans, loan forgiveness...
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Published on: 2025-03-04
Source:
Student Loan Professor
If you cannot afford the high upfront cost of college tuition, student loans can be a lifeline that enables you to pursue your academic and career goals. Among the loans available, the federal direct student loan program stands out as one of the most trusted sources of financial aid. The...
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Published on: 2025-03-04
Source:
Student Loan Professor
Ever wonder how much debt the average student carries after graduation? The numbers might shock you. Student debt has been a national issue for decades, totaling up to $1.8 trillion in the past years, and this isn’t even the end of it. A survey shows that 58% of Bachelor’s degree...
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Published on: 2025-03-04
Source:
Student Loan Professor
The average student in the US starts their career with over $30,000 in debt—a significant figure that could determine a greater part of their financial life. For many graduates, student loans have transformed the dream of higher education into a prolonged debt challenge. What was once seen as a stepping...
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Published on: 2025-03-04
Source:
Student Loan Professor
Key Takeaways What Are International Student Loans? International student loans are designed to help students from one country fund their education in another. These loans bridge the financial gap for tuition, living expenses, and other costs associated with studying abroad. International student loans are available through both private lenders and...
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Published on: 2025-03-04
Source:
Student Loan Professor