What makes me a bad American? I don’t have debt. I don’t have an auto loan, mortgage, or credit card to feed money into the economy. I am actually making it harder for you and everyone else to pay off…
If you’re not disciplined enough to create a workable budget and stick to it, can’t work out a repayment plan with your creditors, or can’t keep track of mounting bills, consider contacting a credit counseling organization. Many credit counseling organizations…
Chris Hogan, a debt coach, and author on retirement, was fired from Dave Ramsey Show in 2021. We can’t be sure what happened behind the scenes. A breaking of the biblically based rules at the Ramsey headquarters in Tennessee, it…
Americans top financial resolution for 2024 is to pay down debt, according to a survey from Bankrate. There is good reason for this as credit card debt balances hit a record $1.08 trillion dollars. This is more than the entire…
1. The less credit I have, the better my score will be. Um – no. Actually, if you don’t have anything to record, then your credit score can only be worse, not better. The age of your accounts is an…
Living a debt-free life is a goal that many people aspire to achieve. By adopting certain strategies, you can take control of your finances and work towards a future free from the burden of debt. Committing to a debt-free life…
We look at two methods for paying off debt: the Snowball Method and the Avalanche Method. They are both really two sides of the same coin. But the end result is the same: no more debt. It assumes you have…