Student Loans

5 Things Most People Don’t Know About Employer Disability Insurance

Lender and Bonus disclosure SoFi®: Fixed rates range from 4.24% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with... Read more

Published on: 2026-03-05

Source: Student Loan Planner

What’s Going on with the SAVE Plan? What Student Loan Borrowers Should Know

The past week has been nothing short of a roller coaster for student loan borrowers enrolled in the Saving on a Valuable Education (SAVE) plan. Developments have been happening so quickly that it’s difficult to keep up. The SAVE plan was first created by the Biden administration in 2023 as... Read more

Published on: 2026-03-04

Source: Student Loan Planner

The New PSLF Math for Physicians After the OB3 Act

Published on: 2026-03-03

Source: Student Loan Planner

How much we spent on groceries in 2025 as a family of 8 in California

Curious to see what a family of 8 in California spends on groceries for a whole year? I’m pretty sure we’re not your average family, but I’m happy to share our family’s annual spending on groceries last year. One of the side benefits of keeping meticulous financial records is all... Read more

Published on: 2026-03-03

Source: Six Figures Under

Physician Construction Loans: What Are They and Who’s Eligible?

With such a competitive housing market in many areas of the country, some doctors and dentists might prefer building a new home versus fighting for an older existing house. Plus, building offers more flexibility and freedom to customize your home and will hopefully result in less maintenance and repairs in the first... Read more

Published on: 2026-02-27

Source: Student Loan Planner

Public Service Loan Forgiveness: PSLF Statistics for 2026

Published on: 2026-02-27

Source: Student Loan Planner

Our Transparent Family Budget– January 2026

Here’s to another year of sharing our family’s budget details with the world in hopes of helping as you work on getting a handle on your own family finances. I had planned on making changes to the way we share our budget with you, but when it came down to... Read more

Published on: 2026-02-27

Source: Six Figures Under

Borrowers Start Receiving Payments from Navient Student Loan Settlement

Published on: 2026-02-26

Source: Student Loan Planner

Do Parent PLUS Loans Qualify for PSLF? Pre- and Post-OBBBA Strategies

Published on: 2026-02-26

Source: Student Loan Planner

Disability Insurance Mistakes: What Professionals Get Wrong When Buying Coverage

Published on: 2026-02-23

Source: Student Loan Planner

Your Guide to Filling Out the PSLF Employment Certification Form

Published on: 2026-02-20

Source: Student Loan Planner

How to Use Your National Student Loan Data System (NSLDS) Data File

Published on: 2026-02-20

Source: Student Loan Planner

The Ultimate Guide to Student Loan Forgiveness Programs in 2026

If your student loan monthly payments are unmanageable and a source of major stress, student loan forgiveness can be an attractive option to lessen the burden of debt. There are many types of student loan forgiveness programs. You can get your student loans forgiven by meeting a program's criteria and... Read more

Published on: 2026-02-20

Source: Student Loan Planner

Here’s How You Can Transfer Your Student Loans to Someone Else

Published on: 2026-02-19

Source: Student Loan Planner

6 Reasons I still use credit cards even after paying off six figures of debt

Some people are shocked to hear that, even after paying off six figures of debt, we still use credit cards. For us, credit cards were never the problem. Our debt was law school student loans. But credit cards are so often misused, causing debt problems or making them worse, that... Read more

Published on: 2026-02-18

Source: Six Figures Under

Earning and Spending in December– Family of 8 in California

For over thirteen years I have shared our family finances with you. That’s a long time to be transparent and consistent with budgeting! So much has changed since I first started sharing our income and spending publicly. We have twice as many kids as we did back then. Our income... Read more

Published on: 2026-01-26

Source: Six Figures Under

Complete Cost Breakdown for our 10-day Trip to Cuba

Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!). For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did... Read more

Published on: 2026-01-19

Source: Six Figures Under

How much it cost to get our new property rentable

The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs... Read more

Published on: 2026-01-12

Source: Six Figures Under

5 Important Reminders as You Start Your 2026 Budget

It’s that time of year when people decide to give budgeting another try! A fresh start at improving your finances is a popular plan for the new year. And I wholly approve! Of all the goals you could make at the new year, budgeting is one of the best! So many... Read more

Published on: 2026-01-05

Source: Six Figures Under

Frugal Feats, Flops, and Funnies- Christmas Card Edition

There’s no shame in being frugal! I actually really love being frugal! As a big family with big financial goals, we focus on saving money on the things that don’t matter to us so that we can spend on the things that do matter to us. Of course our financial... Read more

Published on: 2025-12-29

Source: Six Figures Under

Earning and Spending in Novemeber– Family of 8 in California

I enjoy budgeting because I love the peace that it brings. Knowing that our needs are covered and that we are working toward our goals greatly reduces my overall stress. While no one likes expensive budget curve balls, they’re so much less stressful to manage when you’re on top of... Read more

Published on: 2025-12-22

Source: Six Figures Under