Student Loans
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.74% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with...
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Published on: 2026-03-26
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Student Loan Planner
Artificial intelligence is quietly reshaping insurance underwriting. Not in a dramatic or futuristic way, but in a very practical one. For applicants, especially medical residents, the biggest change so far has been speed. Applications move faster. Fewer steps are required. Decisions that once took weeks can now happen in days....
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Published on: 2026-03-26
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Student Loan Planner
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.74% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with...
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Published on: 2026-03-25
Source:
Student Loan Planner
Key Takeaways: A physician mortgage loan in Georgia can financially benefit doctors, dentists, optometrists, podiatrists, veterinarians and other high salary professions. Physician mortgage programs have optional down payments with no private mortgage insurance and high loan limits. Relaxed underwriting guidelines can help young physicians buy a home before starting their new...
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Published on: 2026-03-25
Source:
Student Loan Planner
Key Takeaways: A Pennsylvania physician mortgage loan provides exclusive benefits for qualifying doctors and dentists. Physician mortgage loans have high loan limits, usually ranging from $750,000 to $2 million. This no-money-down mortgage solution doesn’t require private mortgage insurance (PMI). Pennsylvania is dripping with American history and culture, making it a diverse and exciting...
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Published on: 2026-03-25
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Student Loan Planner
Student loan refinancing is when a private lender pays off your existing loans and gives you a new loan at today’s interest rates. Refinancing student loans can be helpful to borrowers in multiple ways. First, you might be able to reduce your interest rate or repayment term, which lowers your...
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Published on: 2026-03-25
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Student Loan Planner
You wanted to support your child by paying a big part of the cost of their undergraduate education. After all, the Stafford loan limits only allow your son or daughter to take out a mid-four-figure loan amount every year. Plus, the financial aid office sold the Parent PLUS loan program...
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Published on: 2026-03-24
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Student Loan Planner
Lender and Bonus disclosure SoFi®: Fixed rates range from 3.74% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with...
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Published on: 2026-03-24
Source:
Student Loan Planner
Key Takeaways: Doctors, dentists and other high-earning professions that typically carry large student loan debt balances are eligible for a physician mortgage loan in Arizona. Doctor home loan programs offer 0% to 10% down payment options with no private mortgage insurance requirement. New physicians and residents can benefit from flexible...
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Published on: 2026-03-24
Source:
Student Loan Planner
Key Takeaways: North Carolina physician mortgage loans are available to qualifying physicians and dentists with little or no down payment. A physician mortgage loan doesn’t require private mortgage insurance (PMI), which could save you hundreds of dollars each month. Physician mortgage loan programs have higher loan limits than conventional mortgage loans. North Carolina’s rolling mountains...
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Published on: 2026-03-24
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Student Loan Planner
Dentists or dental students who’ve been educated outside the U.S. or Canada can save time and money on earning their U.S. dentist licenses by enrolling in an international dentist program. As the most recent ADA education statistics show, these programs are quite popular. In 2025-2026, 8.4% of all first-year U.S. dental school...
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Published on: 2026-03-20
Source:
Student Loan Planner
The student loan debt accumulated to attend physician assistant (PA) school can range from $44,800 to upwards of $330,000 based on Student Loan Planner® PA client survey data. Meanwhile, the median annual PA salary is $133,260, according to the U.S. Bureau of Labor Statistics (BLS). Do not let these figures discourage...
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Published on: 2026-03-20
Source:
Student Loan Planner
I’m always eager to wrap up the month’s budget and move on to budgeting for the next month. The eagerness most often comes because we have a financial goal that we’re working on. Having a goal brings greater purpose to things that might feel mundane or tedious (apparently not everyone...
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Published on: 2026-03-18
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Six Figures Under
Last year I shared how my husband and I planned our budget for our first trip to Cuba. We followed up with our actual spending and how it compared with what we had planned. Here’s the next chapter: we’re planning to bring the whole family (including all six kids) for...
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Published on: 2026-03-10
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Six Figures Under
Curious to see what a family of 8 in California spends on groceries for a whole year? I’m pretty sure we’re not your average family, but I’m happy to share our family’s annual spending on groceries last year. One of the side benefits of keeping meticulous financial records is all...
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Published on: 2026-03-03
Source:
Six Figures Under
Here’s to another year of sharing our family’s budget details with the world in hopes of helping as you work on getting a handle on your own family finances. I had planned on making changes to the way we share our budget with you, but when it came down to...
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Published on: 2026-02-27
Source:
Six Figures Under
Some people are shocked to hear that, even after paying off six figures of debt, we still use credit cards. For us, credit cards were never the problem. Our debt was law school student loans. But credit cards are so often misused, causing debt problems or making them worse, that...
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Published on: 2026-02-18
Source:
Six Figures Under
For over thirteen years I have shared our family finances with you. That’s a long time to be transparent and consistent with budgeting! So much has changed since I first started sharing our income and spending publicly. We have twice as many kids as we did back then. Our income...
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Published on: 2026-01-26
Source:
Six Figures Under
Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!). For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did...
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Published on: 2026-01-19
Source:
Six Figures Under
The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs...
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Published on: 2026-01-12
Source:
Six Figures Under
It’s that time of year when people decide to give budgeting another try! A fresh start at improving your finances is a popular plan for the new year. And I wholly approve! Of all the goals you could make at the new year, budgeting is one of the best! So many...
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Published on: 2026-01-05
Source:
Six Figures Under