Student Loans
Every month we share our family’s real budget with you in an effort to break the taboo about budgeting and help you manage your own budget. Unfortunately, personal finance isn’t offered in most high schools and most people don’t ever have experience with a real budget until it’s their own....
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Published on: 2025-03-10
Source:
Six Figures Under
Key Takeaways: Physician assistant mortgage loans offer low down payment options, competitive interest rates, and no private mortgage insurance requirement. Relaxed underwriting guidelines make it easier for qualifying borrowers to get a physician assistant mortgage than a conventional loan. Physician assistants don’t automatically qualify for all physician mortgage programs. There...
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Published on: 2025-03-06
Source:
Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-05
Source:
Student Loan Planner
Key Takeaways Managing student loan repayment is a crucial financial responsibility for many borrowers. With interest rates fluctuating and policy changes affecting repayment options, it is crucial to stay informed and explore strategies that work best for your financial situation. This guide provides insights into federal repayment plans, loan forgiveness...
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Published on: 2025-03-04
Source:
Student Loan Professor
If you cannot afford the high upfront cost of college tuition, student loans can be a lifeline that enables you to pursue your academic and career goals. Among the loans available, the federal direct student loan program stands out as one of the most trusted sources of financial aid. The...
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Published on: 2025-03-04
Source:
Student Loan Professor
Ever wonder how much debt the average student carries after graduation? The numbers might shock you. Student debt has been a national issue for decades, totaling up to $1.8 trillion in the past years, and this isn’t even the end of it. A survey shows that 58% of Bachelor’s degree...
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Published on: 2025-03-04
Source:
Student Loan Professor
The average student in the US starts their career with over $30,000 in debt—a significant figure that could determine a greater part of their financial life. For many graduates, student loans have transformed the dream of higher education into a prolonged debt challenge. What was once seen as a stepping...
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Published on: 2025-03-04
Source:
Student Loan Professor
Key Takeaways What Are International Student Loans? International student loans are designed to help students from one country fund their education in another. These loans bridge the financial gap for tuition, living expenses, and other costs associated with studying abroad. International student loans are available through both private lenders and...
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Published on: 2025-03-04
Source:
Student Loan Professor
PAYE is one of the income-driven repayment plans offered by the Department of Education. However, as of February 2025, a Federal Appellate Court has ruled that the 20-year loan forgiveness provision is unlawful. Additionally, since PAYE was initiated via executive order by President Barack Obama, it lacks Congressional protection and...
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Published on: 2025-03-04
Source:
Student Loan Professor
If you’re considering getting a student loan, but don’t want to go through a traditional bank or the US government, your research may have led you to SoFi. This fintech company, which also functions as a lending app, has been providing student loans since 2011 and has lent money to...
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Published on: 2025-03-04
Source:
Student Loan Professor
Student loan repayment options vary depending on whether you borrow from the government or a private lender. While you don’t need to repay your student loan during school, it’s important to understand what happens after graduation. This article outlines the various repayment plans available to borrowers. We cover how they...
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Published on: 2025-03-04
Source:
Student Loan Professor
The exact date when you start paying off your loan will depend on factors like your loan type, lender policies, and any repayment plan adjustments you make along the way. Missing your due date can lead to loan delinquency, harm your credit score, and even result in default if your...
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Published on: 2025-03-04
Source:
Student Loan Professor
Pursuing a bachelor’s degree in the US can cost tens of thousands of dollars each year. On average, students at public four-year institutions pay at least $11,610 annually for in-state tuition and fees, while out-of-state students face costs of around $30,780 per year. Private colleges often have even higher tuition...
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Published on: 2025-03-04
Source:
Student Loan Professor
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-04
Source:
Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-04
Source:
Student Loan Planner
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-03-03
Source:
Student Loan Planner
I love a new month to have a fresh start! Our grocery budget has been creeping up lately and I’m determined to stop it! I know I’m not the only one who feels like their grocery spending has gotten out of control. The difference is that I know better! I...
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Published on: 2025-03-03
Source:
Six Figures Under
The post Student Loans and Credit Scores: A New Challenge for Borrowers appeared first on Student Loan Professor. ...
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Published on: 2025-02-28
Source:
Student Loan Professor
Lender and Bonus disclosure THIS IS AN ADVERTISEMENT. YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Earnest: $1,000 for $100K or more, $200 for $50K to $99.999.99. For Earnest, if you refinance $100,000 or more through this site, $500 of the...
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Published on: 2025-02-27
Source:
Student Loan Planner
Have you ever been hit with a big bill that you didn’t budget for? If so, it’s time to set up some sinking funds so that next time you can be prepared. The annual premium for our disability insurance is due next month. While it’s not a surprise, it would...
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Published on: 2025-02-25
Source:
Six Figures Under
The average American is woefully unprepared to handle a medical emergency or loss of income. In fact, as of 2025, over one in four Americans do not have any emergency savings, making them vulnerable if a health crisis or accident leaves them unable to work. You might expect Social Security...
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Published on: 2025-02-22
Source:
Student Loan Planner