Student Loans

Parent PLUS Loans vs. Private Student Loans: Which Is Better?

With college costs continuously rising, many parents are footing the bill to help pay for their child's education. As of 2025 Q5, 3.6 million parents turned to Parent PLUS Loans, with $116 billion currently outstanding. Parent PLUS Loans are the only federal student loan option available for parents, but they aren't the... Read more

Published on: 2026-01-23

Source: Student Loan Planner

The Ultimate Guide to Parent Plus Loan Forgiveness

You had the best intentions by helping your kids pay for college using Parent PLUS Loans. But now that you’re nearing retirement age, the Parent PLUS Loan debt is a heavy burden and source of anxiety. So, what can you do? Are there any other repayment options? Can Parent PLUS... Read more

Published on: 2026-01-23

Source: Student Loan Planner

Best Strategies for Parent PLUS Loan Forgiveness Today

Lender and Bonus disclosure SoFi®: Fixed rates range from 4.24% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with... Read more

Published on: 2026-01-21

Source: Student Loan Planner

Income Protection for Independent Contractor Physicians and Dentists

Published on: 2026-01-21

Source: Student Loan Planner

Education Department Halts Student Loan Collections, But Questions Remain

Published on: 2026-01-20

Source: Student Loan Planner

Complete Cost Breakdown for our 10-day Trip to Cuba

Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!). For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did... Read more

Published on: 2026-01-19

Source: Six Figures Under

The Government May Seize Tax Refunds from Student Loan Borrowers, Warns Groups

Published on: 2026-01-16

Source: Student Loan Planner

Parent PLUS Double Consolidation Loophole: Pay 10% of Income Instead of 20%

Editor's note: Double consolidation is no longer required, but there's a fast-approaching deadline for Parent PLUS borrowers who want to access income-driven repayment. To qualify, Parent PLUS borrowers must complete a Direct Consolidation loan that's disbursed by June 30, 2026, and enroll in an eligible IDR plan. Any new Parent PLUS... Read more

Published on: 2026-01-14

Source: Student Loan Planner

How Timing and Shopping Affect Occupation Classes for Disability Insurance More Than Coverage Choices

Published on: 2026-01-13

Source: Student Loan Planner

How to Use PSLF Buyback to Get Loan Forgiveness Faster

Published on: 2026-01-12

Source: Student Loan Planner

Student Loan Forgiveness for Healthcare Workers

We all appreciate the great work that healthcare professionals do for us — particularly since the pandemic. That said, they deserve some tangible financial relief. So, here are some major changes to student loan forgiveness programs for healthcare workers that you need to know about. Update on the PSLF Waiver... Read more

Published on: 2026-01-12

Source: Student Loan Planner

How to Qualify for Nelnet Student Loan Forgiveness

[embedded content] If you have federal student loans, there’s a good chance you’ve dealt with Nelnet at some point. Based on the most recent servicer portfolio data (June 30, 2025), Nelnet is the servicer for $511.2 billion of federal student loans, according to Federal Student Loan Portfolio data. Nelnet currently... Read more

Published on: 2026-01-12

Source: Student Loan Planner

How much it cost to get our new property rentable

The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs... Read more

Published on: 2026-01-12

Source: Six Figures Under

Student Loan Forgiveness for Counselors: 5 Stellar Options

Published on: 2026-01-09

Source: Student Loan Planner

5 Important Reminders as You Start Your 2026 Budget

It’s that time of year when people decide to give budgeting another try! A fresh start at improving your finances is a popular plan for the new year. And I wholly approve! Of all the goals you could make at the new year, budgeting is one of the best! So many... Read more

Published on: 2026-01-05

Source: Six Figures Under

Frugal Feats, Flops, and Funnies- Christmas Card Edition

There’s no shame in being frugal! I actually really love being frugal! As a big family with big financial goals, we focus on saving money on the things that don’t matter to us so that we can spend on the things that do matter to us. Of course our financial... Read more

Published on: 2025-12-29

Source: Six Figures Under

Earning and Spending in Novemeber– Family of 8 in California

I enjoy budgeting because I love the peace that it brings. Knowing that our needs are covered and that we are working toward our goals greatly reduces my overall stress. While no one likes expensive budget curve balls, they’re so much less stressful to manage when you’re on top of... Read more

Published on: 2025-12-22

Source: Six Figures Under

Budgeting for a Trip to Cuba (and Why We’re Going)

After planning the surprise Florida trip for our anniversary, I was eager to dig into planning another trip for the two of us. I wanted to take advantage of my Southwest Companion Pass, so I looked through all of the destinations with Mike. I told him that in addition,... Read more

Published on: 2025-12-08

Source: Six Figures Under

Our Family’s Transparent Finances for October 2025

Years ago, before we started budgeting, I was always stressed out about money. Every transaction had me on edge. While we didn’t carry any credit card debt, we used credit cards. I felt like my mind was always bogged down with thinking about how much the credit card bill would... Read more

Published on: 2025-11-21

Source: Six Figures Under

Create a Christmas Book Countdown that Your Kids Will Love Every Year

One of the most anticipated Christmas activities at our house is our Christmas book countdown. All of our kids, currently ranging from 6 to 17, enjoy this nightly tradition to count down the days in December until Christmas. Even though most of the books are the same every year, there... Read more

Published on: 2025-11-18

Source: Six Figures Under

Complete Cost of Demolishing a Double-Wide Mobile Home on Our Own

Some of you might think we are crazy after I shared our new financial adventure. We were making great progress on paying off our home extra fast when my husband had the idea to invest in another property. It wasn’t a turn-key property either. We knew it was going to... Read more

Published on: 2025-10-31

Source: Six Figures Under