Student Loans
What if you could kill Public Service Loan Forgiveness (PSLF) without formally killing it? That could effectively be the future of the PSLF program for physicians and other health professionals with changes that happened from the One Big Beautiful Bill Act (OB3). OB3 didn’t place any caps on PSLF forgiveness...
Read more
Published on: 2026-04-28
Source:
Student Loan Planner
Key Takeaways: A CRNA mortgage requires a lower down payment than a conventional home loan, usually ranging from 0% to 10% down. This special home financing opportunity favors CRNAs who often carry large student debt balances by excluding deferred student loans or using a modified payment to qualify. Nurse anesthetists...
Read more
Published on: 2026-04-24
Source:
Student Loan Planner
Key Takeaways: Earnest is a private student loan lender that offers student loan refinancing with customized loan terms. Earnest refinance rates are known for their consistently low variable and fixed interest rates. If you refinance through our Student Loan Planner® Earnest bonus referral link, you can get up to a...
Read more
Published on: 2026-04-24
Source:
Student Loan Planner
Key Takeaways: Credible is an online platform designed to compare personalized prequalified rates and terms for student loans and other financial products. Getting rates from multiple lenders requires only one form, but you may be missing out on better offers from bigger lenders. Credible serves as a middleman marketplace that...
Read more
Published on: 2026-04-24
Source:
Student Loan Planner
Splash Financial, based in Cleveland, Ohio, began offering loans to medical residents and fellows in mid-2017. It's a must-check if you’re an MD or DO still in training. It's also a contender if you want to give a major credit union a shot at offering a great refinancing interest rate....
Read more
Published on: 2026-04-24
Source:
Student Loan Planner
The laws governing student loan repayment and loan forgiveness seem to be constantly changing. And that’s particularly true for how tax laws treat loan discharges. Historically, student loan forgiveness has been a taxable event. The amount of the discharge or cancellation is reported to the IRS via a Form 1099-C,...
Read more
Published on: 2026-04-22
Source:
Student Loan Planner
To help your child pay for their college tuition, you took out a Parent PLUS Loan in your name, which you’re solely responsible for repaying. But the reality is that you can’t transfer the loan balance to your child. And on top of that, interest rates on Parent PLUS Loans...
Read more
Published on: 2026-04-22
Source:
Student Loan Planner
Should you borrow for a nurse practitioner degree? For most prospective students, looking at the question from a purely financial point of view, the answer is yes. This article will focus on the Doctor of Nursing Practice (DNP) degree in particular. Nurse practitioner (NP) programs can be shorter than those...
Read more
Published on: 2026-04-21
Source:
Student Loan Planner
SoFi® offers student loan refinancing, personal loans, investment accounts and more. It has historically been a leader in the industry and continues to offer competitive rates in 2026. Plus, you can get a refinance bonus when using our SoFi® refinance link to apply (terms apply). This SoFi® referral bonus comes...
Read more
Published on: 2026-04-20
Source:
Student Loan Planner
The CSLP® Program is the leading professional training program and the only specialty designation for financial professionals focused on the advisement of student loan repayment. CSLP® stands for Certified Student Loan Professional™. Working with a CSLP® can provide an additional measure of safety knowing the advisory services you receive are...
Read more
Published on: 2026-04-20
Source:
Student Loan Planner
A group of Democratic senators blasted the Trump administration this month for its plan to transfer oversight of the federal student loan system from the Education Department (ED) to the Treasury Department. The senators, led by Senator Elizabeth Warren of Massachusetts, argued that the proposed transition of student loan operations...
Read more
Published on: 2026-04-16
Source:
Student Loan Planner
Lender and Bonus disclosure SoFi®: Fixed rates range from 4.24% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Variable rates range from 5.99% APR to 9.99% APR with 0.25% autopay discount and 0.125% SoFi Plus discount. Unless required to be lower to comply with...
Read more
Published on: 2026-04-15
Source:
Student Loan Planner
I’m always eager to wrap up the month’s budget and move on to budgeting for the next month. The eagerness most often comes because we have a financial goal that we’re working on. Having a goal brings greater purpose to things that might feel mundane or tedious (apparently not everyone...
Read more
Published on: 2026-03-18
Source:
Six Figures Under
Last year I shared how my husband and I planned our budget for our first trip to Cuba. We followed up with our actual spending and how it compared with what we had planned. Here’s the next chapter: we’re planning to bring the whole family (including all six kids) for...
Read more
Published on: 2026-03-10
Source:
Six Figures Under
Curious to see what a family of 8 in California spends on groceries for a whole year? I’m pretty sure we’re not your average family, but I’m happy to share our family’s annual spending on groceries last year. One of the side benefits of keeping meticulous financial records is all...
Read more
Published on: 2026-03-03
Source:
Six Figures Under
Here’s to another year of sharing our family’s budget details with the world in hopes of helping as you work on getting a handle on your own family finances. I had planned on making changes to the way we share our budget with you, but when it came down to...
Read more
Published on: 2026-02-27
Source:
Six Figures Under
Some people are shocked to hear that, even after paying off six figures of debt, we still use credit cards. For us, credit cards were never the problem. Our debt was law school student loans. But credit cards are so often misused, causing debt problems or making them worse, that...
Read more
Published on: 2026-02-18
Source:
Six Figures Under
For over thirteen years I have shared our family finances with you. That’s a long time to be transparent and consistent with budgeting! So much has changed since I first started sharing our income and spending publicly. We have twice as many kids as we did back then. Our income...
Read more
Published on: 2026-01-26
Source:
Six Figures Under
Maybe this isn’t normal, but I really enjoy going through our spending after a trip and seeing how it compares to our plan (and yes, “plan” is just a nice word for “budget”!). For some people this post-trip reckoning is the worst, most-stressful part of travel. “How much damage did...
Read more
Published on: 2026-01-19
Source:
Six Figures Under
The next step on our investment property journey was to make an RV pad on the property so we could rent the space to someone who needs somewhere to park their RV. Renting space for parking an RV sounds pretty basic, but there’s a little more to it. These costs...
Read more
Published on: 2026-01-12
Source:
Six Figures Under
It’s that time of year when people decide to give budgeting another try! A fresh start at improving your finances is a popular plan for the new year. And I wholly approve! Of all the goals you could make at the new year, budgeting is one of the best! So many...
Read more
Published on: 2026-01-05
Source:
Six Figures Under